refinance mortgage after divorce

I filed Chapter 7 bankruptcy, which was discharged in March 2012, after the house was in her name. that your creditors — most notably in your case, the mortgage company — are not part of the.

Learn more about your mortgage refinancing options, view today's rates and use our. ARM interest rates and payments are subject to increase after the initial.

Use our helpful refinance application checklist to learn what information you will need. A copy of the divorce decree or maintenance agreement, along with any. if the payments are needed to verify your income and qualify for the mortgage.

Other reasons consumers refinance include to replace an adjustable-rate mortgage with a fixed-rate loan, eliminate FHA mortgage insurance or to settle a divorce. Some consumers refinance to lower.

Earica Cole, a consultant whose team sells more than 750,000 pieces of jewelry each month, was a director of mortgages for an.

If either spouse wants to keep the family home after a divorce, refinancing is often necessary in order to “buy-out” the other spouse’s interest in the property.

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Visit PNC Home HQ to learn about home loans, refinancing, and home equity.. Child support/alimony – divorce decree or 12 months cancelled checks*; awards letter. Contact a PNC Mortgage loan officer to explore your loan options, ask.

 · In order to assume a mortgage after a divorce, you and your ex-spouse must be in agreement. Next, you’ll have to check with your lender to see if this is allowed. If not, you’ll be forced to refinance to get the mortgage in your name only. This method.

I signed the mortgage for property that is now my ex-spouse’s, who cannot refinance. Am I liable? I went through a divorce. We refinanced a home we built to buy me a home that would be and is mine.

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After your divorce papers are signed by the. changing hands as part of the divorce settlement. 5. Refinance documents may need to be executed at the bank to remove one spouse’s name from the.

Here are the two major types of refinances: 1. Rate-and-term refinancing to save money. The majority of homeowners refinance the rest of the balance on their mortgage.

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